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Insurance Administration : Agency Hearings

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December 1 - 31, 2024

Start Date and TimeEvent DetailsLocation

Wednesday, December 25, 2024

Christmas Day

Insurance Administration - Agency Hearings

Start Date and TimeEvent DetailsLocation

Monday, December 02, 2024

10:00 AM - 2:00 PM Virtual Hearing - (Case Closed) MIA Ex. Rel V.F. v. Nationwide Mutual Insurance Company, MIA 2024-06-025
Virtual HearingMIA Ex. Rel V.F. v. Nationwide Mutual Insurance Company, MIA 2024-06-025    Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1601074404?pwd=FEOlmBk03QaLky81bSiWCiF3p1U4ou.1Meeting ID: 160 107 4404Passcode: 664054---One tap mobile+16692545252,,1601074404# US (San Jose)+16468287666,,1601074404# US (New York)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 828 7666 US (New York)• +1 646 964 1167 US (US Spanish Line)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• 833 435 1820 US Toll-free• 833 568 8864 US Toll-freeMeeting ID: 160 107 4404Find your local number: https://maryland-insurance.zoomgov.com/u/aPlZ8rKaBZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1601074404?pwd=FEOlmBk03QaLky81bSiWCiF3p1U4ou.1
10:30 AM - 12:00 PM Senior Staff Meeting
Senior Staff Meeting

Tuesday, December 03, 2024

10:00 AM - 2:00 PM Virtual Hearing - MIA Ex. Rel. J.Q. v. Progressive Specialty Insurance Company, MIA 2024-07-017
Virtual Hearing - MIA Ex. Rel. J.Q. v. Progressive Specialty Insurance Company, MIA 2024-07-017    Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1601909070?pwd=9bErrmUkXPh1yJ1oG9zzyYnJf9aBUN.1Meeting ID: 160 190 9070Passcode: 825437---One tap mobile+16692545252,,1601909070# US (San Jose)+16468287666,,1601909070# US (New York)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 828 7666 US (New York)• +1 646 964 1167 US (US Spanish Line)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• 833 435 1820 US Toll-free• 833 568 8864 US Toll-freeMeeting ID: 160 190 9070Find your local number: https://maryland-insurance.zoomgov.com/u/ajaVh0soOZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1601909070?pwd=9bErrmUkXPh1yJ1oG9zzyYnJf9aBUN.1

Wednesday, December 04, 2024

10:00 AM - 4:00 PM Withdrawn - Virtual Hearing - MIA Ex. Rel. N.O. v. Erie Insurance Exchange, MIA 2024-07-016HO
Virtual Hearing - MIA Ex. Rel. N.O. v. Erie Insurance Exchange, MIA 2024-07-016HO        Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1603962977?pwd=aXd8yslowgm6WyQcuraRYIJ0QvaJQA.1Meeting ID: 160 396 2977Passcode: 672881---One tap mobile+16692545252,,1603962977# US (San Jose)+16469641167,,1603962977# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 568 8864 US Toll-free• 833 435 1820 US Toll-freeMeeting ID: 160 396 2977Find your local number: https://maryland-insurance.zoomgov.com/u/abkpPxIvosZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1603962977?pwd=aXd8yslowgm6WyQcuraRYIJ0QvaJQA.1

Thursday, December 05, 2024

11:00 AM - 3:00 PM Rescheduled: Virtual Hearing (Zoom) MIA Ex. Rel Jessica Snowden o/b/o Kenneth Harris v. Progressive Select Insurance Company MIA Case No.: MIA 2024-04-011
Tammy Longan is inviting you to a scheduled ZoomGov meeting.Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1603837141Meeting ID: 160 383 7141---One tap mobile+16692545252,,1603837141# US (San Jose)+16469641167,,1603837141# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• 833 568 8864 US Toll-free• 833 435 1820 US Toll-freeMeeting ID: 160 383 7141Find your local number: https://maryland-insurance.zoomgov.com/u/abGkYAF2KBZOOM SECURITY NOTICE -Attendees of thismeeting should be aware that there are known and potential privacy andconfidentiality issues with the Zoom System (Cloud Service, Web application,and/or Application). While every effort has been made to ensure the security ofthis meeting, factors out of the State’s control introduce risk. Participants should evaluate the risk associated with the application andplatform and determine if the risks preclude the use of the service. The Stateprovides no warranty regarding the security of the application, confidentialityof the information discussed, or the privacy of information collected by theapplication and/or service. Security events impacting the confidentiality,integrity, or availability of a meeting (e.g., Zoom Bombing) must be reportedto the State Security Operations Center (soc.info@maryland.gov).’’ LOCATION: https://maryland-insurance.zoomgov.com/j/1603837141

Monday, December 09, 2024

7:00 AM - 5:00 PM Fin Reg
Fin Reg LOCATION: 24th Floor - Hearing Room
10:00 AM - 2:00 PM Virtual Hearing - MIA ex rel. S.K. v. State Farm Mutual Automobile Insurance Company, MIA 2023-06-013
MIA ex rel. S.K. v. State Farm Mutual Automobile Insurance Company, MIA 2023-06-013    Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1609939189?pwd=4EIGvzsAvaeVvBA8rbh88ekcwnU0lg.1Meeting ID: 160 993 9189Passcode: 959817---One tap mobile+16692545252,,1609939189# US (San Jose)+16469641167,,1609939189# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• 833 568 8864 US Toll-free• 833 435 1820 US Toll-freeMeeting ID: 160 993 9189Find your local number: https://maryland-insurance.zoomgov.com/u/a1rZcBk5CZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1609939189?pwd=4EIGvzsAvaeVvBA8rbh88ekcwnU0lg.1

Tuesday, December 10, 2024

10:00 AM Hearing (Zoom): MIA v. Avraham Rappaport; MIA 2023-03-010 (Multi-Day Event)
Tammy Longan is inviting you to a scheduled ZoomGov meeting.Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1617508277Meeting ID: 161 750 8277---One tap mobile+16692545252,,1617508277# US (San Jose)+16469641167,,1617508277# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 568 8864 US Toll-freeMeeting ID: 161 750 8277Find your local number: https://maryland-insurance.zoomgov.com/u/aeDG588hWSZOOM SECURITY NOTICE -Attendees of thismeeting should be aware that there are known and potential privacy andconfidentiality issues with the Zoom System (Cloud Service, Web application,and/or Application). While every effort has been made to ensure the security ofthis meeting, factors out of the State’s control introduce risk. Participants should evaluate the risk associated with the application andplatform and determine if the risks preclude the use of the service. The Stateprovides no warranty regarding the security of the application, confidentialityof the information discussed, or the privacy of information collected by theapplication and/or service. Security events impacting the confidentiality,integrity, or availability of a meeting (e.g., Zoom Bombing) must be reportedto the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1617508277
10:00 AM - 2:00 PM Postponed - Virtual Hearing - MIA Ex. Rel. E.R. v. CareFirst BlueChoice, Inc., MIA 2024-07-009
Virtual Hearing - MIA Ex. Rel. E.R. v. CareFirst BlueChoice, Inc., MIA 2024-07-009Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1603593299?pwd=0M0a1pRktUP9dzEODV49xKPYXYnWba.1Meeting ID: 160 359 3299Passcode: 907488---One tap mobile+16692545252,,1603593299# US (San Jose)+16469641167,,1603593299# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 568 8864 US Toll-free• 833 435 1820 US Toll-freeMeeting ID: 160 359 3299Find your local number: https://maryland-insurance.zoomgov.com/u/aelujCi52LZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov).

Join with Google Meet: https://meet.google.com/eee-dnzg-qua
Or dial: (US) +1 470-228-0112 PIN: 927444193#
More phone numbers: https://tel.meet/eee-dnzg-qua?pin=3572513572426&hs=7

Learn more about Meet at: https://support.google.com/a/users/answer/9282720 LOCATION: https://maryland-insurance.zoomgov.com/j/1603593299?pwd=0M0a1pRktUP9dzEODV49xKPYXYnWba.1

Wednesday, December 11, 2024

All Day Hearing (Zoom): MIA v. Avraham Rappaport; MIA 2023-03-010 (Multi-Day Event)
Tammy Longan is inviting you to a scheduled ZoomGov meeting.Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1617508277Meeting ID: 161 750 8277---One tap mobile+16692545252,,1617508277# US (San Jose)+16469641167,,1617508277# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 568 8864 US Toll-freeMeeting ID: 161 750 8277Find your local number: https://maryland-insurance.zoomgov.com/u/aeDG588hWSZOOM SECURITY NOTICE -Attendees of thismeeting should be aware that there are known and potential privacy andconfidentiality issues with the Zoom System (Cloud Service, Web application,and/or Application). While every effort has been made to ensure the security ofthis meeting, factors out of the State’s control introduce risk. Participants should evaluate the risk associated with the application andplatform and determine if the risks preclude the use of the service. The Stateprovides no warranty regarding the security of the application, confidentialityof the information discussed, or the privacy of information collected by theapplication and/or service. Security events impacting the confidentiality,integrity, or availability of a meeting (e.g., Zoom Bombing) must be reportedto the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1617508277
10:00 AM - 2:00 PM Postponed - In Person Hearing - MIA Ex. Rel. E.H. v. State Farm Fire and Casualty Company, MIA-2024-03-020
In Person Hearing - MIA Ex. Rel. E.H. v. State Farm Fire and Casualty Company, MIA-2024-03-020Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1614358296?pwd=CpLYMjPUDYEh8RCda2uUcXe4vcbWIF.1Meeting ID: 161 435 8296Passcode: 910331---One tap mobile+16692545252,,1614358296# US (San Jose)+16468287666,,1614358296# US (New York)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 828 7666 US (New York)• +1 646 964 1167 US (US Spanish Line)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• 833 435 1820 US Toll-free• 833 568 8864 US Toll-freeMeeting ID: 161 435 8296Find your local number: https://maryland-insurance.zoomgov.com/u/atygATCDGZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1614358296?pwd=CpLYMjPUDYEh8RCda2uUcXe4vcbWIF.1

Thursday, December 12, 2024

End Time 5:00 PM Hearing (Zoom): MIA v. Avraham Rappaport; MIA 2023-03-010 (Multi-Day Event)
Tammy Longan is inviting you to a scheduled ZoomGov meeting.Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1617508277Meeting ID: 161 750 8277---One tap mobile+16692545252,,1617508277# US (San Jose)+16469641167,,1617508277# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 568 8864 US Toll-freeMeeting ID: 161 750 8277Find your local number: https://maryland-insurance.zoomgov.com/u/aeDG588hWSZOOM SECURITY NOTICE -Attendees of thismeeting should be aware that there are known and potential privacy andconfidentiality issues with the Zoom System (Cloud Service, Web application,and/or Application). While every effort has been made to ensure the security ofthis meeting, factors out of the State’s control introduce risk. Participants should evaluate the risk associated with the application andplatform and determine if the risks preclude the use of the service. The Stateprovides no warranty regarding the security of the application, confidentialityof the information discussed, or the privacy of information collected by theapplication and/or service. Security events impacting the confidentiality,integrity, or availability of a meeting (e.g., Zoom Bombing) must be reportedto the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1617508277

Tuesday, December 17, 2024

10:00 AM - 2:00 PM Virtual Hearing - MIA Ex. Rel. J.K. v. Transamerica Life Insurance Company, MIA 2024-05-018
Virtual Hearing - MIA Ex. Rel. J.K. v. Transamerica Life Insurance Company, MIA 2024-05-018Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1607087994?pwd=AItM7H7c8oatWJq3tS17su2Pr9KJnX.1Meeting ID: 160 708 7994Passcode: 985249---One tap mobile+16692545252,,1607087994# US (San Jose)+16468287666,,1607087994# US (New York)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 828 7666 US (New York)• +1 646 964 1167 US (US Spanish Line)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• 833 435 1820 US Toll-free• 833 568 8864 US Toll-freeMeeting ID: 160 708 7994Find your local number: https://maryland-insurance.zoomgov.com/u/acNqHAlBUTZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1607087994?pwd=AItM7H7c8oatWJq3tS17su2Pr9KJnX.1

Wednesday, December 18, 2024

10:00 AM - 2:00 PM In-Person Hearing - MIA Ex. Rel. O.E. v. State Farm Fire and Casualty Company, MIA 2024-07-010HO; MIA-2024-07-011HO (Day 1)
In-Person Hearing - MIA Ex. Rel. O.E. v. State Farm Fire and Casualty Company, MIA 2024-07-010HO; MIA-2024-07-011HO (Day 1)Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1610457997?pwd=YToLCaNP9s7IiVejQaUFwL6OMiXSi1.1Meeting ID: 161 045 7997Passcode: 350292---One tap mobile+16692545252,,1610457997# US (San Jose)+16469641167,,1610457997# US (US Spanish Line)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 964 1167 US (US Spanish Line)• +1 646 828 7666 US (New York)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• 833 568 8864 US Toll-free• 833 435 1820 US Toll-freeMeeting ID: 161 045 7997Find your local number: https://maryland-insurance.zoomgov.com/u/aqk3O1dryZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1610457997?pwd=YToLCaNP9s7IiVejQaUFwL6OMiXSi1.1

Thursday, December 19, 2024

10:00 AM - 2:00 PM In-Person Hearing - MIA Ex. Rel. O.E. v. State Farm Fire and Casualty Company, MIA 2024-07-010HO; MIA-2024-07-011HO (Day 2)
In-Person Hearing - MIA Ex. Rel. O.E. v. State Farm Fire and Casualty Company, MIA 2024-07-010HO; MIA-2024-07-011HO (Day 2)Join ZoomGov Meetinghttps://maryland-insurance.zoomgov.com/j/1607301140?pwd=EbL8KNiM9HOgZwSrGbaP51iVyaLfAx.1Meeting ID: 160 730 1140Passcode: 064078---One tap mobile+16692545252,,1607301140# US (San Jose)+16468287666,,1607301140# US (New York)---Dial by your location• +1 669 254 5252 US (San Jose)• +1 646 828 7666 US (New York)• +1 646 964 1167 US (US Spanish Line)• +1 551 285 1373 US (New Jersey)• +1 669 216 1590 US (San Jose)• +1 415 449 4000 US (US Spanish Line)• 833 435 1820 US Toll-free• 833 568 8864 US Toll-freeMeeting ID: 160 730 1140Find your local number: https://maryland-insurance.zoomgov.com/u/abF1iaVfJJZOOM SECURITY NOTICE -Attendees of this meeting should be aware that there are known and potential privacy and confidentiality issues with the Zoom System (Cloud Service, Web application, and/or Application). While every effort has been made to ensure the security of this meeting, factors out of the State’s control introduce risk.  Participants should evaluate the risk associated with the application and platform and determine if the risks preclude the use of the service. The State provides no warranty regarding the security of the application, confidentiality of the information discussed, or the privacy of information collected by the application and/or service. Security events impacting the confidentiality, integrity, or availability of a meeting (e.g., Zoom Bombing) must be reported to the State Security Operations Center (soc.info@maryland.gov). LOCATION: https://maryland-insurance.zoomgov.com/j/1607301140?pwd=EbL8KNiM9HOgZwSrGbaP51iVyaLfAx.1

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